new year wishes to all

with the advent of new year, new hopes and aspirations take shape in humanity over the entire globe.
people work with new vigor,new ideas and new year resolutions.
let us resolve that man kind live in peace,harmony and love.To this end all of us shall strive to do our bit .
nations and citizens,whether in gaza,india,pakistan,israel or any where in the world shall take stand to eradicate terror,poverty and help each other to live a happier life.
with warm wishes for a happier new year 2009 to all of us.
rallabandi venkata rao

the world has to learn to live with terrorism

your son and daughter have gone to school.did they return safe? your wife and kids have gone for festive shopping. there is a bobmb scare in the shopping complex. what do we do?
these are questions wwhich are facing common man and women now a days, world over, this is a common phenomenon.
dont you think, time has arrived in our daily lives to live every day with scepticism?uncertainity?fear?
what is lying ahead of the day or night ? we do not know.
who is striking whom and where and when? we do not know.
whether iam in taj,oberoi,nariman point,cst or airport in mumbai or any other city,iam not sure what may strike me when and how?
this is the price we pay to live life every day,every hour -just to live -this is the sign of our times in present day modern world.
some people sceptical as they are, asking is this type of life worth living?
is it a civilised society, where we live .
Late sri hemant kurkure or Late sri unnikrishnan and many of such noble warriors -martyrs as they are -sacrificed their lives for us ,the rest of the people.
we all indians and the world salute them for their sacrifices,heroic discharge of duties .
the lessons we have from these recent terorist activities in mumbai - in which many innocent civilians -indians and foreigners lost their valuable lives -is let us learn to live with terrorism,till the politicians take bold steps to wipe out the tribe of terrorists and the like.
rallabandi venkata rao

HEALTH TIPS- AVOID LIFT ALWAYS TAKE STEPS

HEALTH IS WEALTH.
WHAT YOU SAVE ON MEDICINES , DOCTOR CONSULTATION AND PATHOLOGY TESTS IS VERY HIGH OVER LONG TIME. SPECIALLY SO AFTER YOU ARE 40+
IT IS YOUR SAVING AND ADDS TO YOUR SAVINGS AND WEALTH.
TO BE IN GOOD HEALTH AND BEING ABLE TO AVOID COSTS RELATING TO HEALTH IS IN YOUR HAND TO A GREAT EXTENT
I TRIED WITH SUCCESS THE FOLLOWING AND STAY FIT.

--AVOID LIFT AND ALWAYS TRY GOING UP BY STAIR CASE- STEPS

-CONSUME GOOD AMOUNT OF WATER-PURE WATER EVERY DAY.

- STRETCH AND STRAIN THE BODY AS FAR AS POSSIBLE EVERY DAY.

-YOGA AND MEDITATION IF ONE CAN PRACTICE-ALL THE BETTER.

- WALK UP 3 K.M EVERY DAY AND THIS IS MINIMUM. MORE THE BETTER.

- AVOID NON VEGETARIAN AND ALCOHOL AS MUCH AS YOU CAN.

-IF YOU COMPLETELY AVOID BOTH NON-VEG AND ALCOHOL, NOTHING CAN BEAT IT.

- RENDER AS MUCH HELP TO THE NEEDY AND POOR AS POSSIBLE IN CASH OR IN KIND

-EVEN A LITTLE HELP/SMALL GESTURE EVERY DAY- EVEN A KIND WORD GOES A LONG WAY.
STAY FIT. THINK YOUNG AND YOU ARE YOUNG.
RALLABANDI VENKATA RAO

HEALTH TIPS -CONSUME WATER PLENTY

THE CHEAPEST SOURCE OF STRENTH AND SPARK TO THE BODY COMES FROM PURE WATER.
DRINK BOILED WATER PLENTY AS MANY TIMES AS POSSIBLE.
ATLEAST 3 TO 4 LITRES OF WATER SHOULD BE TAKEN BY YOUNG OR OLD.
APART FROM ENERGY AND SPARK TO THE BODY, WATER HAS A PURIFYING NATURE. IT PURIFIES BLOOD OF ITS IMPURITY AND ACIDITY ETC... IT RINSES ALL INSIDE ORGANS OF IMPURITY.
WHY ALL THIS CRAP ON WATER IN MONEY IDEAS BLOG? YOU MAY WONDER.
FOR THE SAKE OF GOOD HEALTH , PREVENTION IS BETTER THAN CURE.
ONE CAN PREVENT MANY INFECTIONS AND HEALTH BREAKDOWNS WITH PLENTY OF INTAKE OF WATER.
TAKE CARE OF HEALTH. GO A LONG WAY WITH GOOD HEALTH.
RALLABANDI VENKATA RAO

KEEP WALKING -HEALTH TIP

KEEP WALKING AND GET MORE MILEAGE OUT OF LIFE.
IF YOU NEED TO PLAN FOR GOOD LIFE,GOOD SAVINGS,GOOD EFFORTS TO EARN MONEY,YOUR EXPERIENCE IN OLD AGE IS SUFFICIENT.
BUT YET TIMES IT IS YOUR HEALTH WHICH PLAYS A SPOILT SPORT.
SO KEEP A WATCH ON HEALTH.
GET REGULAR HEALTH CHECK UP OG DIABETES,B.P, AND ANY OTHER COMPLAINT WHICH YOU HAVE SUFFERED IF ANY AT ANY TIME.
DIABETES IS A DEADLY KILLER.
TAKE 3 TO 4 LETERS OF WATER A DAY,WALK ATLEAST 45 MINUTES A DAY.
USE STAIRCASE TO GO UP DO NOT USE LIFT IF YOU CAN AFFORD TO DO THAT.
STRECHING BODY IN EVERY POSSIBLE DIRACTION AND EACH ORGAN OF THE BODY IS SECRET OF YOGA AND PHYSICAL EXERCISE. DO IT AS MANY TIMES IN A DAY AS POSSIBLE.
YOU FEEL HEALTHY,CONFIDENT,LOOK YOUNG .
KEEP TRYING. YOU WILL IMPROVE HEALTH.
HEALTH IS WEALTH. NOW YOU KNOW WHY.
RALLABANDI VENKATA RAO

security and safety of your savings

SAFETY OF YOUR MONEY IS MORE IMPORTANT THAN THE RETURN YOU ARE OFFERED ON YOUR INVESTMENTS.
FOR EXAMPLE,IF YOU ARE OFFERED A RATE OF INTEREST OF 11% PERANNUM BY A COMPANY ACCEPTING FIXED DEPOSITS,THIS WILL CERTAINLY ATTRACT YOU TO DEPOSIT MONEY WHICH YOU HAVE SAVED TO EARN 11% RATE OF INTEREST.
BUT HOLD FOR A MINUTE .
SEE IF THE COMPANY'S DEPOSITS CARRY ANY RATING LIKE AAA,A++ ETC...
AAA RATING INDICATES HIGHEST SAFETY.
SOME COMPANIES LIKE HDFC.,BAJAJ, ETC.. OFEERR AAA RATED DEPOSITS BUR THEIR INTEREST RATE MAY BE SLIGHTLY LOWER.
BUT STILL MY VIEW IS YOU SHOULD OPT FOR SAVING WITH A COMPANY WITH A GOOD RATING THAN A COMPANY WITH NO RATING ,THOUGH UNRATED COMPANIES MAY OFFER HIGHER RATE OF INTEREST.
IN INDIA , SUCH RATING IS GIVEN BY COMPANIES LIKE ICRA,CRISIL
THE PRINCIPAL MONEY INVESTED BY THE INVESTOR SHOULD BE SAFE. DO NOT BOTHER FOR A SLIGHTLY MORE RATE OF INTEREST.
RALLABANDI VENKATA RAO

BANK FIXED DEPOSIT RATES WENT UP IN INDIA..TAKE THE CALL

SHOCKED BY STOCK MARKET STEEP FALL AND LOSS OF HUGE INVESTMENT VALUE EVEN BY NOTIONAL CALCULATION (EVERY BODY DOES NOT SELL HIS/HER SHARES ON A FALL IN STOCK MARKET BUT ONLY CALCULATES THE LOSS),THE MIDDLE CLASS INVESTORS ARE RALLYING ROUND THE INDIAN BANKS AND GOOD RATED DEPOSITS OF COMPANIES TO SAVE MONEY AND PROTECT THE CAPITAL AND ALSO EARN MORE INCOME PERIODICALLY .
THIS HELPS THE PENSIONERS AND RETIRED PEOPLE ,WHO LOOK FOR ASSURED MONTHLY INCOME AS THEY ARE GETTING MORE MONTHLY INTEREST NOW THAN EARLIER.
BUT OF COURSE THE SMALL INCREASE IN MONTHLY INTEREST IS MORE THAN OFFSET BY STEEP INCREASE IN INFLATION.
GLOBAL FINANCIAL CRISIS THAT IS PRESENTLY SHAKING THE WORLD AND STOCK MARKETS MAY BRING SOME MORE SUDDEN DEVELOPMENTS LIKE THE ABOVE .
BECAUSE OF AVBOVE SITUATION, THE INVESTORS OF STOCK MARKETS ARE NOW SHATTERED BY THE STEEP FALL IN STOCK MARKETS AND TURNING TO BANK DEPOSITS AND TRIPLE-AAA- RATED COMPANIES TO SAVE THEIR MONEY
TAKE THE CALL ,AVAIL THE OPPORTUNITY AND GET PROTECTED BY SAVING IN BANKS AND TRIPLE -AAA -RATED COMPANIES DEPOSITS LIKE HDFC, BAJAJ ETC...
SUCH RATING TO THE DEPOSITS IS GIVEN BY ICRA AND CRISIL ETC...IN INDIA.
THESE DEPOSITS OFFER CURRENTLY BETTER RATES OF INTEREST THAN IN THE PAST. BUT SUCH RETURNS ARE BY NO MEANS COMPARABLE TO STOCK MARKET RETURNS.
BUT STOCK MARKET GIVES ASSURED RETURNS OVER A 3 YEAR PERIOD IF YOU INVEST IN SHARES OF GOOD COMPANIES WITH GROWTH STORY AND COMMITTED MANAGEMENT.
GREED AND FEAR ARE WORST ENEMIES FOR INVESTORS IN STOCK MARKETS.
GOOD DAY AND HAPPY INVESTING.
R.V.RAO